Compare Low APR Credit Cards Offers
When you think of getting a credit card, you will consider APR to be paid and rewards programs associated with it. To select a credit card with low APR is very important becomes you have to pay interest on the balance according to the APR. Following given is a list of 10 best low APR-interest credit cards.
1. Capital One® Platinum Prestige
The Capital One Platinum Prestige credit card is offered at 0% APR for first 15 months on both the balance transfer and purchases made. After that the APR will be 10.9%, 14.9%, or 18.9% according to the creditworthiness. If you make a late payment, then a penalty APR of 29.4% applies.
2. Slate® from Chase
This credit card is offered at 0% introductory APR on the purchases made for the first 15 months and on balance transfer for 60 days. Then after, standard APR of 12.99%, 17.99%, or 22.99% is to be paid according to the credit.
3. Discover it
Discover it card is offered at 0% APR on balance transfer as well as purchases made for first 14 months. After the introductory period, the APR ranges between 10.99% to 22.99% according to the creditworthiness. and fluctuations in the prime rate. No penalty APR is to be paid.
4. Barclaycard Ring MasterCard
The Barclaycard Ring MasterCard is offered at a flat 8% APR which is very low compare to other cards. There is also a social community and a profit-sharing program associated with it thatlets you earn money on referrals, card use and payments made on-time.
5. Citi® Diamond Preferred®
The Citi Diamond Preferred card is offers at the 0% APR for 18 months as anintroductory. There after standard APR of 11.99%, 16.99%, or 21.99% is to be paid.
6. U.S. Bank Visa® Platinum
This credit card offered by U. S. bank is provided at 0% introductory APR for first 12 billing cycles. Thereafter, standard APR between 9.99% to 23.99% is applied. There is no penalty APR.
7. BankAmericard® Better Balance Rewards™
This credit card comes with APR of 0% for 12 months introductory period on balance transfer and purchases. Then after, APR is between 11.99% and 21.99% charged according to your creditworthiness. There is a penalty APR of 29.99% applied on late payment.
8. Chase Freedom
The Chase Freedom features 0% introductory period of 15 months. After the introductory period, APR between 13.99% and 22.99% applies according to creditworthiness. On late payment, a penalty APR of 29.99% is applied.
9. PenFed Promise Visa
This credit card is issued by Pentagon Federal Credit Union and offered at the one of the lowest APRs of 7.49% on purchases for the first 36 months and 4.99% APR on balance transfer. No penalty fee charged.
10. Citi Simplicity® Card
This credit card from Citibank is offered at 0% APR on purchases and balance transfer for 18 months. After the introductory period, APR charged will be in the range 12.99%-22.99% based on your credit score. There is no penalty charged for late payment or any increase in interest rate if you miss a payment due date.
If you are considering to apply for a credit card, go through the above mentioned list, choose one with the low APR and fluctuation and enjoy all the benefits.
- 1 Compare Low APR Credit Cards Offers
- 1.1 1. Capital One® Platinum Prestige
- 1.2 2. Slate® from Chase
- 1.3 3. Discover it
- 1.4 4. Barclaycard Ring MasterCard
- 1.5 5. Citi® Diamond Preferred®
- 1.6 6. U.S. Bank Visa® Platinum
- 1.7 7. BankAmericard® Better Balance Rewards™
- 1.8 8. Chase Freedom
- 1.9 9. PenFed Promise Visa
- 1.10 10. Citi Simplicity® Card
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