Best and Cheap Pet Insurance Provider Companies for Cat and Dog
Best Pet Insurance Provider for Dogs: Cheap Pet Insurance Companies for Cat: Many own pets. Pet owners are concerned about the health and well-being of it. It is always recommended that you take insurance for the health needs of your pet. According to the North American Pet Health Insurance Association reports, there are about 1 million pets in the United States have been insured. The number of people who own cat or dog is growing considerably and as such the demand for the pet insurance provider is also increasing.
Pet insurance policies are issued on a reimbursement bases as pet insurance is considered under the category of property and casualty insurance. So whenever your pet goes under any veterinary treatment, first you have to pay the veterinary bill and then you have to make a reimbursement claim.
Majority of the pet insurance providers provide insurance for dogs and cats only, but there are few insurance providers that provides insurance for pets other than dogs and cats such as exotic birds, guinea pigs etc. Most of the insurance providers offer basic plans that cover for medical care of the pets. They provide additional packages that you can add to your plans such as coverage for vaccinations, hereditary conditions, neutering, heartworm testing, dental care etc.
Following given is some details of some the reliable and very affordable insurance providers.
ASPCA pet insurance reviews
It is a community support provider of pets and it also offers pet insurance plans for dog or cat of the age under 13. There are for four different plans offered by ASPCA. These plans are very flexible and you will certainly find a plan that suits plan you are looking for. The plans provides for 90% reimbursement for veterinary bills. They offer three different deductibles optionswith annual deductible options of $100, $250 or $500. Plan 1 is the cheapest of all the plans and covers the least.
This plan is a good one if you are on a tight budget. Plan 2 is a standard plan and covers basic illness. Plan 3 plan is a standard plan, you can add additional package such as wellness package to it. Plan 4 includes hereditary health conditions, behavioural health problems, wellness package and provides the highest protection. There are two different types of wellness packages you can add to the plan 3 and plan 4.
ASPCA offers online quote tool. Using this tool you can very easily get a quote and select a plan. It also allows you to purchase a plan online which is a very simple process.
VPI, Veterinary Pet Insurance
It is one of the established pet insurance providers. VPI provides insurance for pets other than dogs and cats such as themost popular pet birds, reptiles (including snakes), potbellied pig, amphibians,guinea pigs, goats, chinchillas, rabbits, sugar gliders etc.You can getVPI plans for your pet, if your pet is under the age of 10 years. The plans are offered are very comprehensive and available at very competitive rate. It provides international coverage to the pets.
There are four different plans for dogs and four for cats are available. It ranges from economic to the most comprehensive coverage. These are standard plans and you can add optional wellness package to it and you have three different wellness plans available to select from, none of which is deductible. There is no limit of the age to get insurance cover as well as no limit to the number of claims. Even if your pet needs specialized care, you don’t have to pay any additional charge for it.
Trupanion pet insurance reviews
It offers insurance plans for cat and dog that provides 90% of veterinary charges. The pet insurance covershereditary, congenital and chronic disorders besides general illness and health conditions. You have to pay very low premium. You can cancel your insurance policy anytime. You get reimbursement very quickly in a period of one week once you make a claim. It covers for diagnostic tests, hereditary conditions, medications, surgeries, hospital stay, therapeutic food, supplements etc. It provides insurance policy at a very cheap rate. It doesn’t cover preventative care and dental cover.
It provides a wide range of plans for dogs and cats to suit almost every health care need at very low price.There are four different plans. It also allows adding a wellness plan to your insurance policy. And all of these plans are annual deductible. It also allows adding a wellness plan to your insurance policy. You can also customize your plan. The insurance rate varies according to the state. PetPremium has made a name for the pet insurance. It provides online quote system and requires easy process for making claims. You can also purchase a policy online.
If you want an insurance plan for your pet, you can choose from one of the above mentioned insurance providers that suit you the best.
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